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TOP FAMILY FLOATER PLANS

There are varieties of Health Insurance Products design to meet your insurance needs. Compare and choose the best health insurance plan for Family Floater Health Insurance offered by leading insurers in India.

Insurer

Apollo Munich

Religare

L&T

Max Bupa

National Insurance

Plan Name/ Features

Optima Restore-Family Floater

Religare Care

My Health

Medisure Classic Insurance-Family Floater

Heartbeat -Family Floater- GOLD plan

Mediclaim-Family Floater

Room Rent

No Capping

Single private room

1% of sum insured max. 4000 per day ICU 2% of sum insured max. 6000 per day

No Capping

1% of S.I.(Max Rs. 5000)/-day I.C.U 2% of S.I.(Max Rs. 10000)/-day

Pre-Existing Disease Cover

After 3 Years

After 4 Years

After 3 Years

After 4 Years

After 4 Years

Maternity Benefits

Not covered

Not covered

After 4 years

If S.I. 5 Lacs , Rs 40000, S.I. 7.5 Lacs , Rs 45000, S.I. 10 Lacs , Rs 50000, Upto 2 deliveries (After 2 years)


Not covered

Ambulance Charges

Upto Rs.2,000

Upto Rs.2000

Upto Rs. 1500

Covered

Upto Rs. 1000

Cashless Benefit

In network Hospitals

In network Hospitals

In network Hospitals

In network Hospitals

In network Hospitals

Domiciliary Hospitalization

Covered

Upto 10% of sum insured

Covered

If S.I. 5 Lacs , Rs 25000, S.I. 7.5 Lacs , Rs 37500, S.I. 10 Lacs , Rs 50000

Covered

Free Health check up

Not covered

Every year

1% of sum insured (after 4 claim free years)


Yearly at the time of renewal

1% of the Sum Insured for the block of 4 claim free years


Tax Benefit

Covered

Covered

Covered

Covered

Covered

Sum Insured 5 Lakh/ Age 29 yrs

11149

10265

10782

17403

8392

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