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TOP SENIOR CITIZEN PLANS

There are varieties of Health Insurance Products design to meet your insurance needs. Compare and choose the best health insurance plan for senior citizens offered by leading insurers in India.

Insurer

New India

National Insurance

Star Health

United India

Bajaj Allianz

Plan Name/ Features

Senior Citizens

VARISTHA Mediclaim for Senior Citizens

Senior Citizen Red Carpet

Health Insurance Policy - Senior Citizen

Silver Health - Health cover for Seniors

Ambulance Charges

Covered

Up to Rs.1000

Rs.600 per hospitalization (max Rs.1200) per policy period.

Covered *

Up to Rs.1000

Cashless Benefit

In network hospitals

In network hospitals

In network hospitals

In network hospitals

In network hospitals

Cataract Treatment

After 18 months

After 1 year

After 2 years Cataract (both eyes included), up to Rs.15,000/-

After 2 years up to 25% of Sum Insured

After 1 year

Domiciliary Hospitalization

Not covered

Covered

Not covered

Covered

Covered

Free Health check up

Up to 1% After 4 years

Up to 2% After 3 years

Not covered

Up to 1% After 3 years

After 4 year

Joint Replacement

After 4 years

After 1 year

After 2 years

After 4 years up to 70% of Sum Insured

After 4 years

Pre-Existing Disease Cover

After 18 months

After 1 year

covered from first year*

After 4 years

After 1 year

Room Rent

1% of Sum Insured ICU 2% of Sum Insured

1% of Sum Insured ICU 2% of Sum Insured

1% of sum insured (Max. Rs. 4,000/- per day) ICU 2% of sum insured per day

1% of Sum Insured ICU 2% of Sum Insured

Covered

Tax Benefit

Covered

Covered

Covered

Covered

Covered

Sum Insured 1 Lac/Age 63 yrs

4326

4697

5000

5056

8056


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