Star Health Insurance provides a plethora of health insurance plans that take care of all your health- related needs. The company has more than 340 branches across the globe and supports a huge network of more than 8200+ hospitals offering a cashless payment facility.
Star Health and Allied Insurance Co specialises in health insurance category and has a good variety of plans for its customers. The main focus of the company is to keep the plans affordable so it can be within the reach of the common man.
As the name suggests, the plan is meant for the whole family. It is a single policy offering wider coverage at an affordable premium. Any person between the age of 18 and 65 can take this plan and it offers lifelong renewals beyond the age of 65. For every claim-free year it offers free health check-up benefit. It has auto recharge facility with no extra cost. A new born baby is covered from the 16th day under this policy. The policy offers cover for all day care procedures.
This policy is specially meant for senior citizens between the ages of 60 to 75. It does not require any pre-insurance medical test. The policy covers pre-existing disease from the second year onwards. The plan has high sum insured of up to 10 lakhs and has guaranteed life time renewals. If the policy is bought online then a 5% discount can be availed on premium payable.
It is a top policy offering high sum insured at affordable premium. The policy can be taken on individual or family floater basis and eligibility age is between the ages of 18 to 65 years. Pre-existing diseases are covered after a waiting period of 36 months. The policy has two plan options- silver and gold.
This policy is meant for both individual and family covering spouse and dependent children. Any person between the ages of 18 to 65 can enrol in this plan. Dependent children can be covered from 3 months and up to 25 years. There is no cap on room rent and treatment cost. The plan covers for over 400 day care procedures. The plan also has personal accident death and permanent disability equal to health insurance cover at no extra cost. The policy has an attractive 100% increase in sum assured on renewal for claim free year.
Individual coverage :
Medi-classic is an insurance policy meant only for individuals. The policy can be taken by any person between the ages of 5 months and 65 years. The plan has automatic restoration of entire sum insured by 200%. 101-day care procedures are covered and no claim bonus of 5% which can go to maximum of 25% for every claim free year. Pre-existing diseases are covered after a waiting period of 48 months and policy can be taken by HIV positive person as per applicable conditions.
It is a health insurance policy that covers both individual and family. The plan covers both inpatient and outpatient treatments. Any person between the ages of 5 months and 65 years can take this plan. No claim discount of up to 10% is available on renewal.
This health plan is a special two-year plan for individuals. Any persons between the ages of 18 to 65 years can take this policy. Pre and post hospitalization expenses are paid as per set limits. The premium for the policy can be paid in two installments.
This policy covers 9 specified critical illnesses. Lump sum payment is made on diagnoses of critical illness. It covers for non-allopathic treatment up to specified limit. The policy can be taken by an individual between the ages of 18 years and 65 years.
This policy is specially designed for diabetic patients. It covers hospitalization expenses for hospitalization due to diabetes both type 1 and 2. The policy can be taken both individual as well as floater basis. Two plans A and B are available in the policy. There is no waiting period for plan A but plan B has a 15-month waiting period. It covers more than 400 day care procedures and automatic restoration of entire sum insured. It also includes cost of artificial limbs up to specified limits.
It is a health insurance plan for the family covering self, spouse and dependent children. It can be taken by any persons between the age of 5 months and 65 years. The policy covers pre and post hospitalization expenses and also specified day care procedures.
This is family floater plan with outpatient benefit coverage. Given below are the details of coverage offered: This is a family floater plan, which covers health costs of the entire family in the range of INR Rs.1 lakh and Rs.5 lakh A maximum of 2 adults and 3 children in the family between age 5 months and 65 years can be covered under this policy. The plan has outpatient benefits along with general benefits.
This plan covers expenses related to child delivery i.e. both Normal and Caesarean along with cover for new born baby. It covers regular hospitalization and also provides cover for non-allopathic treatment up to specified limit. The policy is available for 1 and 2 year term and no pre medical screening is required. The policy can be taken by any couple between the ages of 18 to 40 years.
This plan is available for individual or for his/her family. It has cover for pre and post hospitalization. It also offers hospital cash benefit if treatment is done from government hospital. The policy is available for any person between 18 years and 65 years of age living in Tier 1 and Tier 2 cities in India. Whole life renewal is available in this policy.
This is a special insurance policy for heart patients between the age of 10 years and 65 years. The policy has two plan option of Gold and Silver plan. It covers 405 day care procedures. Pre-and post hospitalization expenses covered up to specified limits.
This is the first insurance product for person diagnosed with cancer illness. There are two sum insured available INR 3 and 5 lakhs. Entry age is 5 months to 65 years. The tenure of the policy is 1 year. The policy can be taken by individual in which he can cover self/ Spouse/Dependent Children/ Dependent Parents.
It is a basic health care insurance for an affordable price. It covers ambulance charges for transportation of the insured person and covers for hospitalization expenses up to specified limit. The plan is available for any person between the age of 5 months and 65 years.
This is a special policy for HIV+ infected persons. Governmental agencies, NGOs and registered societies serving persons diagnosed as HIV positive can offer their members/beneficiaries for this insurance.
You can simply apply online to opt for any of the health insurance policy and buy online.
Visit Star Health Insurance's website, choose an appropriate health policy. Fill up the details of all the insured person for whom you are planning to buy, and with the premium calculator, you will be able to see quotes instantly. Check all the plan details, see all the inclusions and exclusion of the plan. Once you decide to buy a particular plan, you can directly pay the premium online on the website or visit the nearest office of Star Health Insurance along with the filled up form.
Critical factors before buying a health policy from Star Health Insurance Company:
Awarded as the Best Health Insurance Company 2017 by National Awards for Marketing Excellence, Star Health has come far as an 11 year old stand-alone health insurance company.
Being a stand-alone health insurance company with customers being at the core of their service. It offers a range of comprehensive health products for individuals, families, and special plans for diabetic and cardiac patients, and senior citizens.
Star Health Insurance is considered amongst the most trusted health insurers.
Here are few reasons to choose Star Health Insurance Co. Ltd. as your health insurance provider:
Star Health Insurance offers lifelong renewal option. One needs to renew annually, if you forget the renewal date, do not worry, as Star Health sends timely renewal reminders to their customers.to ensure their customers do not forget the renewal date. In case, the policyholder forgets renewal, and policy expires, Star Health plans come with a grace period. The renewal must be done during this period, to ensure the policy does not lapse.
Star Health and Allied Insurance Online Renewal: