Planning for a holiday is always exciting, but any unexpected travel hiccup can quickly drain your bank account... Read more
Buy Travel Insurance plan in a few simple steps
We have been providing insurance solutions to the masses for over 60 years. Bajaj Capital facilitates access to travel insurance plans offered by multiple insurers. The platform enables comparison of insurer-provided travel insurance plans based on user inputs.
You can access travel insurance plans from various insurers all in one unified platform. Conduct a comparison of policies, their features, benefits, coverage, and exclusions side by side. You will get personalised quotations based on your inputs.
We have a dedicated team of experts to provide you with guidance during the claims process from documentation to insurer coordination.
After you complete your application and select a suitable travel insurer, the insurer will process and issue your policy as per their onboarding and acceptance process.
By entering your details such as location, family members, medical history, and age, our system can suggest travel insurance plans within seconds, saving you time and effort.
Disclaimer: Bajaj Capital Insurance Ltd. is an IRDAI-licensed Composite Broker (Life & General), License No. 241, and does not underwrite or issue insurance policies. Policies are issued by respective insurers.
Travel insurance is a type of insurance that covers financial losses linked with travelling. It can be useful protection when travelling domestically or internationally. Travel insurance is generally purchased before you begin your journey. It covers scenarios such as flight cancellations, lost luggage, medical expenses, and other types of losses that a traveller may incur during a trip, subject to policy terms.
Travel insurance acts as a financial backup. There are some countries where having travel insurance is mandatory before entering. A few countries where having travel insurance is mandatory for Indian travellers include Turkey, Schengen countries, Russia, UAE, Moldova, Cuba, Nepal, Azerbaijan, Georgia, Antarctica, and Algeria, among others.
Travel insurance may offer coverage for delay, loss, or theft of passport and baggage, subject to policy terms and the insurer's conditions. If your baggage is lost or stolen during a trip, a travel insurance policy may provide reimbursement as per the policy terms. The same may apply to delayed baggage.
If there is an unforeseen event like an injury while on a trip that cuts the trip short, the policy may compensate for non-refundable expenses such as flight and accommodation bookings, subject to policy terms.
Most travel insurance plans provide medical emergency cover, subject to policy terms and insurer conditions. This can include doctor's fees, prescribed medications, and hospitalisation charges incurred during a trip. Dental treatment coverage may also be available in certain plans.
A personal liability add-on refers to coverage against damages caused by an insured person to a third party. If during an international trip you cause damage to a third person, this coverage can help compensate for the costs, subject to policy terms.
Some travel insurance policies may provide financial security for your house while you are on a trip. Coverage may include expenses due to re and burglary, subject to policy terms.
Note: Coverage features vary across insurers and plan types and are subject to policy terms.
This type of travel insurance is designed for individuals planning a single vacation or journey. These policies may provide coverage for medical emergencies, trip cancellations, travel delays, and baggage loss, subject to policy terms.
This type of travel insurance is suitable for frequent travellers. It covers all trips taken during the policy year and may be more cost-effective than taking a separate single-trip policy for every trip.
Student travel insurance provides coverage for students studying abroad. These policies may include inclusions tailored to the needs of a student, such as sponsor demise, study interruption, loss of personal belongings, and trip cancellations, subject to policy terms.
Group travel insurance covers multiple travellers under a single policy and provides coverage similar to single-trip travel insurance for each traveller covered under the policy.
Trip Delay or Cancellation Coverage
Cancellations of trips due to a sudden illness can lead to non-refundable losses. Travel insurance may cover you in such situations, subject to policy terms.
Baggage Coverage
Travel insurance may cover baggage loss due to delay, theft, or misplacement, subject to policy terms.
Loss of Passport
Travel insurance may provide financial assistance towards obtaining a new or duplicate passport in the event of loss, subject to policy terms.
Involuntary Delays in Trip
Travel insurance may cover costs arising from unplanned trip cancellations or delays due to natural disasters or other unforeseen circumstances, subject to policy terms.
Medical Coverage
Travel insurance may help cover medical emergencies that arise during a trip. Some plans offer cashless hospitalisation facilities within the insurer's hospital network, subject to policy terms.
Permanent Death and Disability Coverage
Travel insurance may provide financial assistance in the event of death or permanent disability while on a trip, subject to policy terms.
Third-Party Liability Coverage
If a policyholder causes loss or damage to individuals, property, or automobiles, resulting in a third-party liability, travel insurance may compensate for such losses, subject to policy terms.
Note: Coverage features vary across insurers and plan types.
Certain incidents are not covered by a Travel Insurance policy. Here are the key exclusions:
Loss or Damage Due to Suicide or Mental Disorder
Any kind of self-inflicted damage or suicide attempt by an insured person is excluded. Any injury or loss due to mental disorders is not covered under travel insurance.
Medical Tourism
Travelling exclusively for the purpose of receiving medical treatment is excluded from travel insurance policies. Only emergency medical expenses incurred while on a trip are typically covered.
Partaking in Adventure Sports and Activities
Many travel insurance policies do not cover activities such as skiing, bungee jumping, or scuba diving unless a specific adventure sports add-on has been purchased.
Adverse Weather Conditions
If you choose to cancel your trip due to adverse weather conditions, this will typically not be compensated by your travel insurance policy. However, if a bad weather condition leads to flight cancellation, it may be covered, subject to policy terms
Claim is Beyond the Inclusions of the Policy
The sum insured is the maximum amount you can claim under your travel insurance policy. Claims exceeding this amount will not be covered.
Note: Coverage features vary across insurers and plan types.
Documents such as Aadhaar card, birth certificate, etc.
Insurers evaluate any chronic illness, recent surgeries, or lifestyle diseases.
Payment receipts, estimated trip costs, and non-refundable expenses.
You must be a resident of India to apply for travel insurance.
Travel insurers may ask for documentation of past insurance fraud or criminal activity, if applicable.
If you are hospitalised abroad, a compassionate visit cover may cover the stay and travel expenses of a family member who visits you, subject to policy terms.
If you participate in adventure activities such as scuba diving or skiing, this add-on can provide coverage for such activities, subject to policy terms.
If your actions lead to damage or injury to someone else during travel, this add-on can help cover the compensation costs, subject to policy terms.
This add-on may provide financial compensation if your visa gets rejected through no fault of yours, subject to policy terms.
Begin by entering essential information such as email ID, gender, and mobile number. An OTP will be sent to verify your mobile number and secure the application
Select a policy that would be suitable for your upcoming trip.
You will have the option to refine the key parameters such as sum insured and policy tenure.
Based on your inputs, you will get travel insurance plans from insurers for comparison. You can compare features and benefits and choose a plan that fits your requirements
Note: Note: :The above insurers are listed for illustrative purposes only. Bajaj Capital Insurance Broking Limited does not recommend or promote any specific insurer. The information displayed on this website is of the insurers with whom our company has an agreement.
The destination is one of the biggest factors that affect a travel insurance premium. Travelling to countries with higher medical costs, such as the USA, will typically result in higher premiums.
The longer the trip, the higher the premiums of your travel insurance policy.
Premiums can vary based on the age of travellers. Including more family members or travel companions in the policy increases the overall premium.
The kind of travel insurance policy you choose determines the premium. Multi-trip annual plans may be more cost-effective than separate single-trip policies for frequent travellers.
Getting any add-on increases the overall premium of your travel insurance plan.
A higher sum insured results in a higher premium and provides higher financial protection.
Disclaimer: Bajaj Capital Insurance Broking Ltd. is an IRDAI-licensed Composite Broker (Life & General), License No. 241, and does not underwrite or issue insurance policies. Policies are issued by respective insurers. Bajaj Capital Insurance Broking Ltd. acts as a facilitator providing comparison of insurance products. The information displayed does not constitute insurance advice, recommendation, or endorsement of any product or insurer. The information displayed on this website is of the insurers with whom our company has an agreement. The prospect’s/visitor’s particulars may be shared with insurers for the purposes of soliciting insurance policies. Your personal information is collected only for the purpose of providing insurance comparison and quotes. We do not sell or misuse customer data.
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