Bajaj Capital Insurance: Secure Your Future | Insurance Solutions

Bajaj Capital Insurance Broking Ltd wins Brand of the Year 2024 Thank you for choosing us: Your trust inspires our excellence.


At Bajaj Capital Insurance, we help you with instant policy Insurance made easy

18 Lacs+

Clients happiness insured

240 K+

Policies issued last year

₹2096 Lacs+

Claims processed last year


Branches across 100 cities

What makes Bajaj Capital Insurance the best place to buy insurance in India?

Bajaj Capital Insurance: 20 Saal ka Bharosa
  • Customer trusts us as a brand as we ‘Care for You'
  • We understand your world
  • Need help? We have a pan-india presence at over 47 locations.

  Call us at 1800-212-123123

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Decode Insurance with Bajaj Capital Insurance

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Frequently Asked Questions

How will Health Insurance pay for my emergency medical expenses?
Your Health Insurance will either pay (a fixed share) of your hospital bills directly if opted for the cashless facility, or it will reimburse (a fixed share) any payment you make towards medical expenses incurred due to an illness or injury.
Why should I buy Health Insurance?
A Health Insurance policy acts as a financial shield that protects you and your family during medical emergencies. It comes with several benefits, such as paying your medical bills, including pre and post-hospitalization expenses, protecting your savings, and getting tax benefits while helping you manage the rising medical costs during emergencies.
What documents do I need if I want to buy Health Insurance?
User only requires Basic KYC documents or KYC number in case KYC is verified.
What Motor Insurance cover should I buy? Should I buy Comprehensive Insurance or Liability Policy only?
Third Party Liability insurance is mandatory for all vehicles plying on public roads in India. This covers Liability for injuries and damages to others that you are responsible for. In addition, it is prudent to cover loss or damages to the vehicle itself by way of Comprehensive/Package policy, which covers both "Liability" as well as "Own damage" to the insured vehicle. Liability Only cover is also known as Act Only cover.
What is Deductible?
Deductible or "excess" is the amount over and above, which the claim will be payable. There is a normal standard/compulsory excess for most vehicles ranging from Rs 50 for two-wheelers to Rs 500 for Private Cars and Commercial Vehicles which increases depending upon the cubic capacity/carrying capacity of the vehicle. However, in some cases the insurer may impose additional excess depending upon the age of the vehicle or if there is high frequency of claims.
What are the documents that are required to be submitted for a Motor Insurance claim?
Generally, the following documents are required to be submitted. However, read through your policy to see the complete list—duly filled in claim form, RC copy of the vehicle, Original estimate of loss, Original repair invoice and payment receipt. In case cashless facility is availed, only repair invoice would need to be submitted and FIR, if required. For theft claims, the keys are to be submitted. Theft claims would also require non-traceable certificate to be submitted.
What is Life Insurance?
Life Insurance is a contract between an insured person and a life insurance company, which provides him a pre-determined amount at the end of a specified term or to his beneficiary (nominated person) with a pre-determined amount in case of his death during the contract term. Life insurance is must if you are the main earning member of your family. In case of your unfortunate premature demise, your family can remain financially secure because of the life insurance policy that you have purchased. Today, life insurance also helps you to plan effectively for your future years, your retirement, and your family’s future needs.
Is there any Tax Benefit on the premium I pay for my life insurance policy?
Deduction is available under Section 80C of Income Tax Act, 1961 for the premium paid (max. up to 20% of sum assured) on life insurance policies with a maximum annual ceiling of Rs.1,00,000 , irrespective of the Gross Total Income. Please note: this is applicable if you opt for the old regime of taxation.

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